Author: Alicia

Many UK people are saving nothing towards their retirement, fintech company reports

Pensions have been a hot subject matter across the media throughout 2017. True Potential Investor has undertaken some research into how the UK saved towards their pension pots during Q4 2016, presented in the infographic below. Interestingly, many people saved nothing towards their private pensions. Regions with the smallest percentage of people who saved nothing towards their pensions in Q4 were: London (18%), North East (22%) and Scotland & West Midlands...

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Roulette Tips – Playing to Win Big

I’ve written about it before how I’ve always enjoyed trips to the casino while growing up, but obviously I didn’t gamble as a kid and now that I can do so legally, I find it quite intriguing that I don’t do it all that much. When I do place the odd bet or two however I really seek to make it count, so it’s never a case of just blindly “choosing a number” and hoping for the best. It’s never about relying on so-called blind luck. The roulette is a favourite of mine because I actually have some strategies...

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A simple day-to-day guide to buying a home!

The home buying process is often labelled as being one of the most confusing journeys you have to undertake in your life. Some of the key challenges clients face result from a lack of understanding about what happens during the activity. Set out below is a simple day-to-day guide to the conveyancing process when buying a home. It explains what you should expect and when you should expect it. It starts from the point when you get a property on a home accepted and continues all the way to that blissful day when you collect your keys and move...

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The Importance and Advantages of Finding the River Source

I hope I don’t have to spell it out that the title of this post refers to a river source as a metaphor. Otherwise yeah, it is indeed important to at the very least make an effort to acquaint yourself with the knowledge of the original source of all the things which come together to make up what is your life. In all honestly I believe we’ve conspired to outsource our lives a bit too much – way too much in fact, so much so that the average person doesn’t know that if they perhaps resolved to walk just one block further than what they usually do, they can save thousands and thousands of pounds over their lives. Sure, whenever you take money out of your pocket, whether physically or in the form of something like a credit card, a good chunk of that is for convenience more than the actual value contained in the product or service. That’s okay, but only up to a certain point. Past a certain point things start to border on insanity and in some instances one could go as far as saying that you’re simply throwing your money down the drain. When you find the proverbial source of the financial river from which you draw water to drink, bath, wash your clothes and water any plants you may have, you’re taking control of...

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Measuring the True Value of an Academic Qualification

It’s almost 2018, there probably isn’t a textbook in existence which hasn’t been digitised and yet some institutions of higher learning insist on their students carrying those big and bulky physical prescribed textbooks. When one thinks about the reasons thereof it become hard not to believe in conspiracy theories which inevitably lead up to one questioning the real value of the education we pay so much money for. Do you count the cost for the textbook you used for only one semester towards the monetary value associated with getting your degree, for example? Is it simply a matter of...

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