Month: November 2017

A simple day-to-day guide to buying a home!

The home buying process is often labelled as being one of the most confusing journeys you have to undertake in your life. Some of the key challenges clients face result from a lack of understanding about what happens during the activity. Set out below is a simple day-to-day guide to the conveyancing process when buying a home. It explains what you should expect and when you should expect it. It starts from the point when you get a property on a home accepted and continues all the way to that blissful day when you collect your keys and move...

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The Importance and Advantages of Finding the River Source

I hope I don’t have to spell it out that the title of this post refers to a river source as a metaphor. Otherwise yeah, it is indeed important to at the very least make an effort to acquaint yourself with the knowledge of the original source of all the things which come together to make up what is your life. In all honestly I believe we’ve conspired to outsource our lives a bit too much – way too much in fact, so much so that the average person doesn’t know that if they perhaps resolved to walk just one block further than what they usually do, they can save thousands and thousands of pounds over their lives. Sure, whenever you take money out of your pocket, whether physically or in the form of something like a credit card, a good chunk of that is for convenience more than the actual value contained in the product or service. That’s okay, but only up to a certain point. Past a certain point things start to border on insanity and in some instances one could go as far as saying that you’re simply throwing your money down the drain. When you find the proverbial source of the financial river from which you draw water to drink, bath, wash your clothes and water any plants you may have, you’re taking control of...

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Measuring the True Value of an Academic Qualification

It’s almost 2018, there probably isn’t a textbook in existence which hasn’t been digitised and yet some institutions of higher learning insist on their students carrying those big and bulky physical prescribed textbooks. When one thinks about the reasons thereof it become hard not to believe in conspiracy theories which inevitably lead up to one questioning the real value of the education we pay so much money for. Do you count the cost for the textbook you used for only one semester towards the monetary value associated with getting your degree, for example? Is it simply a matter of...

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Dos and Don’ts during an Insurance Claims Procedure

When one starts paying their first insurance premiums installation after taking out a policy, that feeling of having some peace of mind often makes us relax a bit too much in terms of making an effort to understand just what we’ve gotten ourselves into. Yes it’s good to bask in the peace of mind which naturally follows, but you have some responsibilities to uphold as one of two parties in a financial and legal agreement that exists in the form of the insurance policy you’ve taken out. One of these responsibilities is acquainting yourself with the dos and don’ts...

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Are the Fears Parents Have Really Irrational?

For someone whose life has been jam-packed with quite a lot of activity growing up, I appear to have quite a good recollection of some of the elements anyone’s life most people would have a hard time remembering, such as how I seem to remember word-for-word some of the conversations I’ve had with my parents and even my grandparents. One such conversation I had with my mother when I was extremely young was that of how she was worried about how my entire generation of kids would turn out. She was worried about things like moral decay, lack of...

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